Certificate of Deposit "CD" Rates

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DATE OF LAST RATE CHANGE: NOVEMBER 18, 2025

TERM                    INTEREST RATE                     APY   

91 DAYS                  2.72 %                                 2.75 %

182 DAYS                3.22 %                                 3.25 %

1 YEAR                     3.72 %                                 3.75 %

13 MONTHS           3.96 %                                 4.00 %

18 MONTHS           3.47 %                                  3.50 %

2 YEARS                  3.37 %                                   3.40 %

3 YEARS                  3.37 %                                   3.40 %

4 YEARS                  3.37 %                                   3.40 %

5 YEARS                  3.37 %                                   3.40 %

• The certificate of deposit (CD) Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings.
• CD interest is calculated on the daily balance method.  All certificate of deposits APY is based on semi-annual compounding except CD terms of 91 day or less.
• A $500.00 minimum balance is required to open a CD.
• Automatically renewable certificates will renew at maturity. You will have ten (10) business days from the maturity date to withdraw your funds without being charged a penalty. Single maturity certificates will draw no interest after maturity. If any of the deposit is withdrawn before the maturity date, a penalty may be imposed.
• CD rates offered may change at any time.