The Farmers State Bank
Dwight, KS
Est. 1921
FDIC
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The Farmers State Bank
Dwight, KS
Est. 1921
FDIC
  • Home
  • Accounts
  • CD Rates
  • Lending

. . .

CHECKING ACCOUNTS

Account Type / Minimum to Open

REGULAR CHECKING

$50.00

  • Unlimited check writing.
  • Debit Card available to qualified account holders.
  • Tiered monthly maintenance fee apply to balances below $500.00.  See FEES & CHARGES sheet.
  • Free checking to organizations (clubs) and to personal account owners over the age of 65**
  • Monthly statement with check images.

NOW CHECKING

$1,000.00

  • Monthly maintenance fee of $10 is applied if the balance falls below $750.00 any day of the monthly statement cycle.
  • First 25 checks free then per item (check) charge of 0.10 applied.
  • Debit Cards available to qualifying account holders.
  • The account is an interest bearing account.  See RATE SHEET for current rate and annual percentage yield.
  • Monthly statement with check images.

SUPER NOW CHECKING

$2,500.00

  • Monthly maintenance fee of $10 is applied if the balance falls below $1,000.00 any day of the monthly statement cycle.
  • Monthly AVERAGE balance of $2,500.00 must be maintained to receive Super Now Account rate.
  • Unlimited checking debits.
  • Debit Cards available to qualifying accounts holders.
  • This account is an interest bearing account.  See RATE SHEET for current rate and annual percentage yield.
  • Monthly statement with check images.


SAVINGS ACCOUNTS

Account Type / Minimum to Open

MONEY MARKET SAVINGS

$2,500.00

  • Monthly AVERAGE balance of $2,500.00 must be maintained to receive Money Market Account rate.
  • Monthly maintenance fee of $10 is applied if the balance falls below $1,000.00 any day of the monthly statement cycle.
  • This is an interest bearing account.  See RATE SHEET for current rate and annual percentage yield.
  • Monthly statement with check images.

SAVINGS

$50.00

  • Two (2) withdraws or transfers allowed per month.  $5.00 charge per item over two (2).
  • Telephone transfers available for $5.00 per transfer.
  • This account is an interest bearing account.  See RATE SHEET for current rate and annual percentage yield.
  • Statements printed at least quarterly.


OTHER ACCOUNTS

Account Type / Minimum to Open

IRA - TRADITIONAL / ROTH / SEP

$500.00

  • IRA interest is calculated on the daily balance method, compounded/paid on the first day of January and July.
  • APY is based on semi-annual compounding.
  • Interest rate and annual percentage yield may change quarterly.

CERTIFICATE OF DEPOSITS

$500.00

  • Automatically renewable certificates will automatically renew at maturity. You will have ten (10) business days from the maturity date to withdraw your funds without being charged a penalty. Single maturity certificates will draw no interest after maturity.
  • After the account is opened, you may not make deposits into or withdrawals from this account until the maturity date. 
  • All certificate of deposit APYS are based on semi-annual compounding except CD terms of 91 day or less.

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