The Farmers State Bank
Dwight, KS
Est. 1921
FDIC
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The Farmers State Bank
Dwight, KS
Est. 1921
FDIC
  • Home
  • Accounts
  • CD Rates
  • Lending

LENDING

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Real Estate

1 - 4 Family Home Purchase

Fixed Rate - Closed End Loan.

Balloon notes with option to renew/refinance after 62 months if in good standing.

Credit check pulled at application to make informed decision.

Down payment required if approved.

Commercial Property

Fixed Rate - Closed End Loan.

Balloon notes with option to renew/refinance after 62 months if in good standing.

Credit check pulled at application to make informed decision.

Down payment required if approved.

Farmland

Fixed Rate - Closed End Loan.

Balloon notes with option to renew/refinance after 62 months if in good standing.

Credit check may be pulled at application to make informed decision.

Down payment required if approved. 


Agriculture

Real Estate - Farmland or Homestead

Fixed Rate - Closed End Loan.

Balloon notes with option to renew/refinance after 62 months if in good standing.

Credit check pulled at application to make informed decision.

Down payment required if approved.

Ag Equipment or Vehicles

Fixed Rate - Closed End Loan.

Payoff terms vary based on collateral used, up to 84 months.  

Borrow for new or used.

Credit check may be pulled at application to make informed decision.

Down payment required if approved. 

Livestock Purchases

Fixed Rate - Closed End Loan.  Payoff terms 6 months to 12 months.

Credit check may be pulled at application to make informed decision.

Down payment required if approved. 


Consumer

Automobiles

Fixed Rate Terms depend on collateral used with payoffs up to 84 months.

Credit check pulled at application to make informed decision.

Down payment required if approved. 

Boats, Campers, or Personal Trailers

Fixed Rate Terms with payoffs up to 60 months.

Credit check may be pulled at application to make informed decision.

Down payment required if approved. 

Unsecured, Signature Loan

Limited to $1000 (per individual, family, or household).

Must be the only loan held with the Farmers State Bank and reside within the banks CRA service area.

Fixed Rate Term of 12 months.

  • Automatic payments required through a Farmers State Bank   deposit account.

Credit check pulled at application to make informed decision.

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